When preparing to purchase a home there's not much to do other than continuing to pay your bills on time and managing good credit habits across all your open accounts. This is what assists with increasing your score for better home buying chances.
On the other hand, If you're an active client of ours, whenever you are indeed about to purchase a home, you will need to place your account on hold so be sure to notify us :)
An account can be placed on hold for up to 3 months. The only thing required is that you pay whatever outstanding balance you may have at the time of placing the hold on your account (if any). This is because the underwriter would like all disputes closed before finalizing the approval and a dispute normally takes 30 days for it to be closed.
In the meantime, focus on your debt to credit ratio ensuring that your current open credit card balances are at 30% or less of the credit limit. Continue paying your bills on time each month and your scores will continue to grow.
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